| |
Whether you're purchasing a home for the first time, refinancing your existing mortgage or even buying the vacation home you've always wanted, BankTennessee makes home buying as easy as possible.
- Apply online at our Mortgage WebCenter and get real approval instantly!* No more waiting days or even weeks to know if you qualify and get approved. About 7 of 10 applicants can now be approved online. Many others can be approved within a day or two. Apply now!
- Keep an eye on rates. If you just want to watch rates for awhile, sign up for Rate Watch.
- Get a rate quote. BankTennessee provides some of the lowest combination of rates and fees available along with the highest quality of customer service. Get a quote!
- There are many types of financing available.
Conventional Loans - Mortgages with financing insured by FNMA or Freddie Mac with various options for terms and down payment.
Conventional Jumbo - Mortgages with financing which is not insured or guaranteed by a federal agency and exceeds the statutory size limit eligible for purchase or securitization by a federal agency.
FHA Mortgage Loans - Loans that are insured and guaranteed by the Federal Housing Agency (FHA) with the Department of Housing and Urban Development (HUD).
VA Mortgage Loans - Loans that are long term, low down payment mortgages for eligible veterans that are partially guaranteed by the Department of Veteran Affairs (VA) against loss upon foreclosure.
Home Equity Lines of Credit (HELOC) - Mortgages with a revolving line of credit based on the equity in your home. The property is the security for the loan that is usable for any purpose. Similiar to a credit card account, each principal payment restores the line balance allowing you the option of borrowing more money.
Custom Construction Loans - We make it easy to custom-build your dream home. Let our custom construction team specialist tell you how to get started and help you with financing.
- Want to learn more? Check out our home loan resource center for answers to your questions on rates, fees, closing as well as mortgage calculators and a glossary of terms. Contact us if you have any questions. We are always happy to personally help you!
|
|