Open the Door to the Right Home Loan with Great Mortgage Rates
From first homes to forever homes, our local lenders are here to guide you through every stage of the loan process with competitive rates, personal service, and hometown expertise you can count on. Don't wait? Now’s the perfect time to take the next step toward your dream home.
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CONVENTIONAL LOANS
Fixed-rate or adjustable-rate loans purchsed by Fannie Mae or Freddie Mac with flexible terms and down payment options.
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CONVENTIONAL JUMBO LOANS
Mortgage loans up to $2,000,000 or more at competitive fixed rates for larger properties or higher-value homes.
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FHA LOAN
Insured and guaranteed by the Federal Housing Agency (FHA) with the Department of Housing and Urban Development (HUD), FHA mortgage loans offer lower down payments and easier qualifying than many other programs.
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VA LOAN
These are long term, low down payment loans for eligible veterans that are partially guaranteed by the Department of Veteran Affairs (VA) against loss upon foreclosure.
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RURAL HOUSING LOANS
Offering up to 100% financing on long term fixed rates, these are specifically for homeowners in designated rural areas.
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HOME EQUITY LINE OF CREDIT (HELOC)
This is a great way to finance that update you want to do on your home. Based on the equity in your home, HELOCS have a revolving line of credit. Similar to a credit card account, each principal payment restores the line balance allowing you the option of borrowing more money. The property is the security for the loan that is usable for any purpose.
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CUSTOM CONSTRUCTION LOANS
Build your own home! We make it easy to custom-build your dream home. Let our custom construction team specialist tell you how to get started and help you with financing.
Curious? Let's talk. With so many loan options, we're here to help you find the right loan.
At BankTennessee, you can talk to a live person or use any of the helpful tools on our website. Proudly serving customers across West and Middle Tennessee for more than 90 years, we invite you to call or visit one of our offices near you in Collierville, Germantown, Memphis, Munford, Ripley, Lebanon, Gallatin, or Carthage.
If you have a question about a mortgage term, feel free to call us or click here for a glossary.
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Nationwide Mortgage Licensing System registration identification information As part of the Secure and Fair Enforcement for Mortgage Licensing Act (S.A.F.E. Act) of 2008, our mortgage loan officers have been registered with the Nationwide Mortgage Licensing System Registry (NMLS), and a unique identifier number has been assigned to them. Click here to view a list of BankTennessee loan officers with their NMLS identification number.
*All loans are subject to credit and other restrictions.
