You are on the way to saving!

Classic Savings*
Are you ready to save? Start with the basics, and we’ll pay you interest for your diligence!
  • $100 minimum opening balance
  • $5 quarterly service charge is waived when a $500 daily balance is maintained
  • No minimum balance requirement
  • Limited withdrawal transactions per month

Children's Savings*
Start your child on the path to financial success! This is a great savings account for young customers. It's never to early to teach your child save. Check out this infographic - Money As You Grow: 20 Things Kids Need to Know to Live Financially Smart Lives! (Special thanks to the family magazine Jabberblabber for creating this for us.) 

  • No minimum opening balance
  • No minimum balance requirement for minors
  • No service charge
  • Limited withdrawal transactions per month

High Yield Money Market**
Want easy access to your money, but don’t necessarily need to use it on a regular basis? This account pays a higher interest rate and might just be right for you!
  • $10,000 minimum opening balance
  • Earns tiered interest rate:
  • Higher rates are paid for balances of $2,500, $10,000, $50,000, $100,000, $150,000 and more
  • Preauthorized transfers are limited to 6 per month, with no more than 3 by check, draft, debit card, or similar order made to third parties
  • $10 monthly service charge if daily balance falls below $10,000

Certificates of Deposit
Looking for a great way to earn a higher rate of interest than a savings account? Then a CD is the right choice for you. We offer a wide variety of CDs to meet your individual needs. All CDs require, unless otherwise specified, a $1,000 minimum opening balance. CDs may be subject to an early withdrawal penalty.

Individual Retirement Accounts

IRAs are still one of the best tax-saving investments available. Even if your IRA is not deductible, your accumulated earnings are tax-deferred until you withdraw them. BankTennessee offers IRA options to suit your individual retirement plans. For your convenience, we automatically renew your IRA certificate when it matures, so your investment never skips a beat. Substantial interest penalty for early withdrawals. Consult your tax advisor for deductibility.


* Under Federal regulation, you are limited to six withdrawals and/or transfers that may be made from a savings account each month. These include preauthorized, automatic or telephone transfers and withdrawals made by check, debit card or similar order payable to third parties. Any withdrawals over six will be charged $1.00 per withdrawal.
** Under Federal Regulation, you are limited to six withdrawals and/or transfers that may be made from a Money Market account each month. These include pre-authorized, automatic or telephone transfers and withdrawals made by check, debit card or similar order payable to third parties. If this limitation is exceeded on a regular basis, we are required to convert your account to another account that permits unlimited check writing privileges.

WE ENCOURAGE YOU TO SEEK PERSONALIZED ADVICE FROM QUALIFIED PROFESSIONALS REGARDING ALL PERSONAL FINANCE ISSUES.

It's a boy. It's a girl.
It's a boy. It's a girl.

Need more room? Mortgage rates are great.
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Thank You Teachers
Thank You, Teachers

We have a special account that is just for you.
Learn More.