The Personal Platinum Visa® Card from BankTennessee lets you choose between a full 1% Cash Back or the buying power of Platinum benefits. 

Cash Back is earned on up to your first $60,000 in annual spending. You can earn it on groceries, gas, online purchases and everything else you buy. There are no spending tiers or minimums. 

  • 0% intro Annual Percentage Rate (APR) on purchases and balance transfers for the first 7 billing cycles after account opening.
  • After the introductory period, a variable APR, currently as low as 11.75% for Cash Back Rewards and 13.75% Platinum accounts based on the Prime Rate (as published in the Wall Street Journal).
  • Pay no interest on purchases and balance transfers.