Fight check fraud with BankTennessee and Positive Pay!

WHY use Positive Pay?
Paper checks are an easy target for criminals. Since they are passed by hand, they can easily be stolen, duplicated, altered, or cashed illegally. To make matters worse, a business can't count on a bank to reimburse them after accepting a fraudulent check.

WHAT is Positive Pay?
Positive pay is a simple, but effective fraud prevention system that we offer to help protect against altered, forged, and counterfeit checks. It stops criminals from cashing fraudulent checks using stolen account numbers. It also catches bad checks where the check amount has been altered or the check has an invalid date.

HOW does Positive Pay work?
  1. Your business sends us a check register file containing check numbers, dates, and amounts for checks you have written.
  2. When a check is presented for payment, we compare the presented check against your previously transmitted check information for that account.
  3. If there’s a discrepancy between a presented check and check file information, we will notify you and withhold payment until you tell us to accept or reject the check.
For Additional Security
We are here for you with ACH Positive Pay.